All communication and document handling is conducted securely through email and your private client portal to ensure professionalism and confidentiality at all times.

Please note: This purchase does not include or guarantee a consultation. If you would like to schedule a consultation, it must be booked separately.

Most clients begin seeing movement within 40 - 45 days of starting the program. In some cases, depending on bureau processing times and the complexity of the credit profile, initial changes may appear in as little as 2 weeks. Every credit file is different, and timelines vary based on reporting agencies, creditors, and individual account history. Our team works quickly and consistently to keep your dispute rounds moving without delay.

We dispute closed and negative accounts only, including collections, charge-offs, repossessions, evictions, medical bills, and other inaccurate or outdated negative reporting. We can also work to remove late payments on open accounts when eligible. All disputes are handled in compliance with credit reporting standards.

We use IdentityIQ because it provides access to all three credit bureaus — Experian, Equifax, and TransUnion — in one place.

We do not charge a monthly credit repair fee; however, IdentityIQ does require a monthly subscription (typically around $21–$25) to provide updated copies of your credit report each month.

Active credit monitoring is mandatory. Your IdentityIQ account must remain current so we can access updated reports, track changes, and send new dispute rounds to the credit bureaus without interruption.

Please allow up to 3 business days after all required information is received for us to prepare and send your dispute letters to the three consumer reporting agencies. Once delivered, official processing timelines begin with the bureaus.

Both our Basic and Premium packages include 6 structured dispute rounds. While timelines vary depending on bureau response times and credit profile complexity, many clients begin seeing movement within the first few weeks to 40 - 45 days.

Please understand, we are credit repair specialists — not magicians. We advocate on your behalf using applicable consumer protection laws and structured dispute strategies. Credit restoration requires consistency and patience.

All sales are final. There are no refunds.

Select your package and complete your enrollment.

Once your payment is submitted, you will receive an email and text message from a member of our team with your onboarding instructions. This allows us to create your secure client portal, review your credit profile, and develop a customized dispute strategy based on your unique situation.

As part of onboarding, you will be required to upload your identification documents and activate your credit monitoring (IdentityIQ). Both are mandatory before we can begin working on your file.

After all required documents and monitoring access are received, we will begin preparing your disputes.

We operate Monday through Friday, 10:00 AM EST - 5:00 PM EST. If you enroll over the weekend, you can expect to hear from our team by Monday to begin the onboarding process.